NSW – Home Building Compensation Fund

NSW Home Building Compensation Fund (HBCF) provides home warranty insurance which is required for most residential building work valued over $20,000 (it doesn’t apply for new buildings over three storeys that contain two or more dwellings).

Need cover?

Use the eligibility application form to apply for new eligibility or change your profile.

Eligibility application form

If you current eligibility through us and have a new project that needs a project certificate, complete and submit an application form for a single dwelling or multi-dwelling.

If you have completed projects, please complete and submit the project completion advice form.

Calculating your premium

Premiums are set by the HBCF.

For project certificates issued from 2 October 2018, use the Master Builders premium calculator below to determine the premium required.

Calculate premium

Calculating your premium

Premiums are set by the HBCF.

For project certificates issued from 1 August 2019, use the Master Builders premium calculator below to determine the premium required.

Calculate premium

Additional information

• If the project is multi-unit or is a project with a contract value greater than $750,000, please refer to Master Builders Insurance Services to obtain terms and conditions
• HBCF no longer pay commission. Instead, we are required to charge you a separate fee for our services, to cover expenses incurred in arranging and the ongoing servicing of the insurance and also a number of other functions performed on behalf of the HBCF. This amount is automatically included in the Premium Calculators and will appear on your tax invoice
• Payment by Visa and MasterCard are accepted. A credit card surcharge of 0.68% for Visa and 1.44% for MasterCard shall apply to the total amount of the payment due. The debit card surcharge for Visa is 0.41% and MasterCard is 0.95%.
• Information provided herein is correct at the date of issue and subject to change without notice.