NSW – Home Building Compensation Fund

NSW Home Building Compensation Fund (HBCF) provides home warranty insurance which is required for most residential building work valued over $20,000 (it doesn’t apply for new buildings over three storeys that contain two or more dwellings).

Whether you’re assisting with residential flood repair/rebuild work and new to working in NSW, or a seasoned local builder looking at your options, our experienced team is here to help.

No fee eligibility

Master Builders Insurance has been helping builders with Home Warranty Insurance for 25 years. Our expert team are on-hand to give you great service, expert advice and get you started with our no fee eligibility.

Make the smart switch to a better service today!

• No fee for Home Warranty Eligibility
• Fast turnaround on project application forms
• Dedicated and experienced warranty team

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Need cover?

Use the eligibility application form to apply for new eligibility or change your profile.

Eligibility application form

If you currently have eligibility through us and have a new project that needs a project certificate, complete and submit an application form for a single dwelling or multi-dwelling.

If you have completed projects, please complete and submit the project completion advice form.

Calculating your premium

Premiums are set by the HBCF.

For project certificates issued from 30 July 2021.

Use the Master Builders premium calculator below to determine the premium required.

Calculate premium

Request access to HBCF Builder Self-Service Portal

The HBCF Builder Self-Service Portal can give you access to apply for certificates of insurance online, as well as accessing your information on the HCBF database.

We can arrange this access for our NSW home warranty customers. You should identify a responsible person within your business and request access. Once we receive your request, we’ll get your nominated representative set up with a username and password within two business days of receiving your request.

Request access

Additional information

• If the project is multi-unit or is a project with a contract value greater than $750,000, please refer to Master Builders Insurance Services to obtain terms and conditions
• HBCF no longer pay commission. Instead, we are required to charge you a separate fee for our services, to cover expenses incurred in arranging and the ongoing servicing of the insurance and also a number of other functions performed on behalf of the HBCF. This amount is automatically included in the Premium Calculators and will appear on your tax invoice
• Payment by Visa and MasterCard are accepted. A credit card surcharge of 0.68% for Visa and 1.44% for MasterCard shall apply to the total amount of the payment due. The debit card surcharge for Visa is 0.41% and MasterCard is 0.95%.
• Information provided herein is correct at the date of issue and subject to change without notice.