Insurance calculator from 1 November 2025

If you require clarification on the Construction Type please refer to HBCF Construction Types Infographic for more details or please contact us to assist.

Component

Construction Type:

Total Contract Value (excluding HBCF premium allowance):

Postcode of Works:

Your current HBCF Loading or Discount factor:

Premium Calculation Total
Insurance Premium	$

Premium Calculation Charges Breakdown
HBCF Base Premium	$
HBCF Base Premium GST	$
Stamp Duty	$
Administration Fee	$
Administration Fee GST	$

Premium Calculation Charges Single Breakdown Approx
HBCF Base Premium	$
HBCF Base Premium GST	$
Stamp Duty	$
Administration Fee	$
Administration Fee GST	$

HBCF Premiums Postcode Guide
Metropolitan		Regional
(Sydney, Newcastle, Central Coast)
From	To	From	To